What is Health Insurance and what I do need?

Health insurance is a type of plan that helps cover the cost of your medical care. It can pay for things like doctor visits, hospital stays, surgeries, prescription medicine, and preventive care (like check-ups and vaccines).

You need health insurance because medical bills can be very expensive. With insurance, you don’t have to pay the full cost out of your own pocket. Instead, you pay a monthly fee (called a premium), and the insurance helps cover your costs when you need medical help.

It also gives you peace of mind, knowing that if you or your family gets sick or hurt, you’ll have support to pay for the care you need.