Tips to Lower Premium after moving closer to downtown Loisville

Hey everyone,

I recently moved from the outskirts of Jefferson County to right near downtown Louisville, and my car insurance premium jumped more than I expected. I figured I'd ask around here—anyone have tips for lowering rates after relocating to the city core?

I know higher traffic, theft risk, and tighter parking all factor into urban pricing. But surely there are a few ways to bring the numbers back down?

Here’s what I’ve considered so far:

• Looking into bundling policies

• Raising my deductible slightly

• Installing anti-theft devices

• Taking a defensive driving course

Has anyone actually seen good results from any of these in downtown Louisville?

Also, when I compared car insurance quotes Louisville KY, some providers seemed more "city-friendly" than others. Would love to hear which ones are giving solid rates to people living in urban neighborhoods like Old Louisville, Butchertown, or Nulu.

Thanks in advance for the help!